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Finance: Borrowing & Credit Problems

This section covers issues relating to when things go wrong

• The truth about collection agencies (Canada MOney Advisor)
• Alberta rules for collection agencies
• Consumer Handbook regarding Collection Agencies (Industry Canada)
• Personal Bankruptcy options
• Bankruptcy law in Canada

Rules and Advice in different provinces:

Alberta
– What creditors can do if you don't pay your debts (PDF, 127 KB)
– Dealing With Bill Collection Agencies (PDF, 38 KB)
– Collection agencies regulation, Fair Trading Act



British Columbia
– Dealing With Debt Collectors and Collection Agencies


Manitoba
– The Consumer Protection Act


New Brunswick
– Collection Agencies Act


Newfoundland and Labrador
– Collection Agencies - Complaints


Northwest Territories
– Consumer Protection Act (PDF, 400 KB)


Nova Scotia
– Summary of Legislated Consumer Rights
– Collection Agencies Act


Nunavut
– Consumer Protection Act (PDF, 400 KB)


Ontario
– A consumer's guide to collection agencies


Prince Edward Island
– Rights and Responsabilities of Consumers


Quebec
– Des comptes en souffrances? Fini le harcèlement, les menaces (In French Only)


Saskatchewan
– Information on Collection Agents


Yukon
– Consumers Protection Act (PDF, 526 KB)








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